Credit Card Processing

Credit card processing just got easier!

Heartland helps you generate as much profit as possible from every transaction by eliminating outsourcing and middlemen — delivering cost savings and streamlined processes for key services to your restaurant. We’re one of the few companies to process and settle for all major card types including Visa®, MasterCard®, Discover® Network and American Express® — giving you fast access to your funds, the convenience of consolidated deposits, statements, account access and customer service … all from one source.

With Heartland Card Processing — you benefit from:

  • Friday and Saturday sales in your bank account Monday
  • One-stop payments processing that serves all your restaurant needs conveniently and efficiently.
  • Best-in-class data security with Heartland’s E3™ end-to-end encryption solution that is designed to protect data from the moment a card is swiped.
  • Fair pricing and full disclosure of fees and agreement terms.
  • Clear, easy-to-read statements that eliminate confusing and misleading fees.
  • Improved cash flow through real-time processing and quick authorizations.
  • Fully integrated terminals and software that work with your systems.
  • Easy access to your account and transaction data through our Online Merchant Center.

Add to this local restaurant experts and technical assistance, and our 24/7/365 US-based customer service team, and you have more than just a payments processor. You have a business partner that’s there any time you need us. Click the following link for a comprehensive list of benefits, http://bit.ly/qVlSnl .

Heartland is the founding supporter of The Merchant Bill of Rights, a public advocacy initiative that educates merchants about fair credit and debit card processing practices. The company is also a leader in the development of end-to-end encryption technology designed to protect cardholder data, rendering it useless to cybercriminals.

For more information, CLICK HERE to login to the ORA Members Area